Portfolios

Designed for clients who have property portfolios and requiring bespoke underwriting and dedicated documentation.

Risk Types Available

• Residential and commercial properties under one policy
• All residential tenant types considered
• Multi-tenanted residential/commercial properties
• Unoccupied properties
• ABACUS Unoccupied Level 2 Cover including Full Standard cover limited to £2,500 for Theft, Malicious Damage and Escape of Water
• Commercial buildings including part residential
• Short term lease
• Contents only
• Blocks of flats
• Shops and offices
• Surgeries
• Restaurants/Cafes/Takeaways
• Public Houses/Wine Bars
• Industrial Estates
• Warehouses
• Manufacturers
• Wholesalers
• Motor Trades

Target Markets

This product is designed to provide flexible and competitive underwriting for property owners and portfolio risks
• Residential properties
• Commercial properties
• Long term unoccupied properties (residential and commercial)
• A combination of the above
Package Cover Includes
• Dedicated portfolio policy and documentation
• Bespoke case by case underwriting
• Accidental damage cover option for buildings and contents
• Subsidence cover
• Property owners liability upto £5m
• Trace and access cover as standard
• Loss of rent (residential occupied upto to 20% of the building sum insured, optional for Commercial Occupied)
Tip
The ABACUS website will still quote upto five properties online for solely residential or commercial properties.

Not Suitable For

• Grade 1/A Listed Buildings
• Owner occupied properties
• Holiday Homes

Insurers Available

• AXIS Specialty LondonSE

Commission Terms

Upto 25% commission

Risk Transfer

Risk transfer cascades to brokers with ABACUS agency. Sub-broking only allowable with written authority